Company Fixed Deposit Rates in India 2018 - UdtaPaisa

Fixed Deposits Rate of PNB Housing Finance

Regular Deposit upto ₹5 crore
Tenure (Months) Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI (p.a.)
ROI (p.a.) Tentative yield
to maturity
Monthly Quarterly Half Yearly Annual
12 – 23 8.30% 8.30% 8.00% 8.05% 8.10% 8.30%
24 – 35 8.30% 8.64% 8.00% 8.05% 8.10% 8.30%
36 – 47 8.40% 9.13% 8.10% 8.15% 8.20% 8.40%
48 – 59 8.30% 9.52% 8.00% 8.05% 8.10% 8.30%
60 -71 8.45% 10.00% 8.15% 8.20% 8.25% 8.45%
72 – 84 8.30% 10.23% 8.00% 8.05% 8.10% 8.30%
120 8.25% 12.09% 7.95% 8.00% 8.05% 8.25%

Special Deposit upto ₹5 crore
Tenure (Months) Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI (p.a.)
ROI (p.a.) Tentative yield to maturity Monthly Quarterly Half Yearly Annual
15 8.30% 8.42% 8.00% 8.05% 8.10% 8.30%
22 8.35% 8.62% 8.05% 8.10% 8.15% 8.35%
30 8.30% 8.84% 8.00% 8.05% 8.10% 8.30%
44 8.45% 9.45% 8.15% 8.20% 8.25% 8.45%
Fixed Deposit rate of interest: (w.e.f. 17 October 2018)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Yearly
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.75% 8.42% 8.48% 8.57% 8.75%
Special tenors scheme
15 Months 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%

Rate benefits basis customer category (w.e.f. 17 Oct 2018):

+ 0.35% for senior citizens

+ 0.25% for Bajaj group employees or existing Fixed Deposit customers or loan customers

Renewal: +0.25% over and above the rate of interest at which the deposit is booked


Cumulative FD vs Non-cumulative FD:

Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).


Cumulative Non-Cumulative (Monthly)
FD amount Rs. 10,00,000 Rs. 10,00,000
Tenor 5 years 5 years
Interest rate 8.75% 8.19%
Interest earned Rs. 5,21,059 Rs. 4,09,500
Maturity amount Rs. 15,21,059 Rs. 14,09,500