When going on an international tour, debit cards become the usual choices to meet short-term financial requirements. These cards do permit overseas usage against a minimal charge but often don’t offer any additional benefit. To the contrary, credit cards allow one to access money whenever required and repay effortlessly once home. Moreover, these cards bring various features and advantages that can make one’s travel affordable and effortless.
Some of the best credit cards for international travel are partnered with various foreign outlets. Thus, you don’t have to pay any fee against a transaction and can, in fact, receive exclusive rewards.
One such popular credit card that you can consider is the Bajaj Finserv RBL Bank SuperCard. It comes with several industry-first features and gives you the benefits of 4 different cards.
Take a look at what makes it one of the best in the market.
- Rewards points on international transactions
You can earn 20 rewards points for every Rs. 100 that you spent on overseas purchases. This credit card also provides the same number of points on dining.
Other reward points:
- Regular spends – Earn 1 reward point for every Rs. 100 that you spend.
- Online spends – Earn 2 reward points for every Rs. 100 that you spend online.
- Welcome bonus – Receive a welcome bonus of up to 20,000 reward points when you opt for this card.
- Milestone bonus – Receive high reward points on crossing a milestone. You can earn 5,000 points on spending Rs. 75,000 in a year; 20,000 points on making transactions worth Rs. 3 Lakh; and, another 20,000 points for expenses of Rs. 5 Lakh.
The Bajaj Finserv RBL Bank SuperCard is one of the best credit cards for international travel that gives multiple ways to redeem these points. You can convert them into travel miles to get discounts on air tickets if you are a frequent flyer. These points are also redeemable for cash. Doing so will enable you to receive a discount on your next month’s credit card bill.
Availing a gift card is another superb way to redeem these points. These vouchers make for an exceptional gift too.
- Access to airport lounges
Getting access to airport lounges is a privilege while on international travel. You get free internet, exotic delicacies, premium drinks, spa and massage, workstations with photocopiers and printers, indoor sports, and even private rooms.
The Bajaj Finserv RBL Bank SuperCard is considered the best credit card in India as it offers up to 8 complementary accesses to such airport lounges. You also get unlimited paid accesses.
Bajaj Finserv additionally provides pre-approved offers which make it less complicated to get these credit cards. Pre-approved offers are also on home loans, personal loans, business loans, and different other financial products and services. You can check your pre-approved offer by submitting some of your essential details.
In addition to the above, the SuperCard is one of the best credit cards for international travel for the following reasons:
- Fuel surcharge waiver
Receive fuel surcharge waiver of up to Rs. 200 every month from any pumps across India when using this credit card to purchase fuel.
- Free movie ticket
You can get a movie ticket for free when you purchase one every month. Furthermore, you also receive a 10% discount on movie tickets which is valid 15 times a year.
- Industry-first features
The SuperCard provides two industry-first features making it the best credit card in India.
- Emergency personal loan without any interest: Convert your credit limit into an emergency personal loan any time. You can repay this loan in 3 easy EMIs at 0% rate of interest.
- ATM cash withdrawal at 0% interest: Withdraw cash from any ATM in India. Repay the amount within 50 days to enjoy a 0% interest rate.
- Security features
This credit card is powered by In-hand security feature as well as the zero-fraud liability cover that keep you safe from online threats while shopping.
- EMI financing
You get the option to pay for your purchases in EMIs when using the Bajaj Finserv RBL Bank SuperCard for purchasing.
Apply for this credit card online by providing a few details, and enjoy all these benefits in your international and domestic travels.