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Compare Car Insurance Policies Online – What is tougher than buying a suitable car insurance policy online? No doubt, it is comparing the car insurance policies of different insurance companies. It is definitely a tedious task.

InsuranceDekho gives a more simplified formula to compare and choose a low cost car insurance policy online that best suits your requirements. You just have to follow 3 simple steps to compare and get your car insurance policy online in just a few minutes.

You must always compare car insurance policies before buying one. This helps you not only in getting the best deal but also understanding your policy and its coverage better!

How to Compare Car Insurance Policies Online

Step 1: Fill in Your Car Details

Enter your car registration number or select the brand and model name of your car from the given list. Click on “Get your Quote”. You receive the quotes for car insurance policies from the top insurance companies.

Step 2: Compare Car Quotes and Choose a Plan

With the available information provided, InsuranceDekho compares the quotes and makes an informed decision of choosing a suitable car insurance policy.

Step 3: Make the Payment

After availing the service of InsuranceDekho, make the final payment via debit card, credit card or net banking. The policy documents are sent to your email inbox right away.

Reasons to Compare Car Insurance Policies with InsuranceDekho?

InsuranceDekho provides you with an excellent platform to compare car insurance policies with genuine parameters. While making a comparison of car insurance policy, the following facts should be checked to find your desired car insurance policy.

  1. Ease of Car Insurance Policy Comparison

Insurance Dekho has reduced the effort of comparison of car insurance policies. It provides you with an easy and simple way to make a swift comparison. You may use the filters based on the coverage, IDV, insurer and budget on InsuranceDekho to find a suitable car insurance policy.  It provides you with the opportunity to find the personalized car insurance policy that fits your requirements.

2. Quick Car Insurance Policy Issuance

InsuranceDekho provides you with an escape from the long queues for doing the paperwork for the insurance companies. The whole procedure of purchase on InsuranceDekho does not involve any documentation and can be executed through simple steps within a few minutes.  It takes just 5 minutes of your life to get the policy issued through this site.

3. Customer Care Assistance

An efficient support team has been set up by InsuranceDekho to help the users in comparing the policies and make an informed decision about car insurance policy. The knowledgeable helpdesk team backs you up in any confusion regarding the purchase of car insurance policy or during the settlement of a claim. You can feel free to call up the dedicated customer care service as they are available for your assistance all the 7 days.

The website helps its users to compare all the car insurance policies and find the best insurance policy for them. It has made an effort to make the hectic task of comparison of car insurance policies simple and swift.

Factors You Must Check While Comparing Car Insurance Policies Online

  1. Coverage Plan From Car Insurer

The coverage of a plan varies from insurance company to insurance company. This difference is only observable in comprehensive and standalone own-damage car insurance policies as the coverage of a third party car insurance is fixed. You should choose an insurance company which is giving you the maximum coverage for a given premium.

2. Car Insurance Premium

Another important factor which you must check while comparing plans of different insurance companies is the premium amount. However, be mindful that a plan which comes at the cheapest premium need not be the best plan cause it will also have a limited coverage. So you should always check if the trade-off between premium and coverage is fair.

3. Claim Settlement Ratio

Claim settlement tells the percentage of claims settled out of the total number of claims received by an insurer in a financial year. The higher the CSR, the better it is.

4. Network of Cashless Garages

Cashless garages are the garages at which you can get your car repaired in a cashless manner. The wider the network of cashless garages of an insurance company, the better it is as you can also expect a cashless garage near you and avail repair services without any hassle

5. Availability of Customer Assistance Services

Availability of a great customer assistance service is a must. You must check if the customer assistance facility is available 24*7 or just on working days. The understanding and cooperation of the customer executives come handy specially when you are registering a claim or getting your policy renewed.

6. Insured Declared Value of Car

Insured Declared Value or IDV is the total sum assured which you can claim on theft or total loss of your vehicle. It is calculated by taking the manufacturer’s listed selling price minus the depreciation charge on your car. The sum assured under IDV varies from one insurance company to another. That is why it is important to compare this parameter to get the highest sum assured.

7. Ease of Claim Settlement Process

You must also check how easy and time taking the claim process is with your insurance company. Ideally, a claim process should be quick and simple.

I understand that you might be having a few questions. Do utilize the comment section to ask your questions related to online car insurance policy comparison.

Share your experience, and thought process now…